ABL REPORTING & COLLATERAL OPTIMIZATION
Unlock the Funding Your Business Deserves
We turn eligibility, reporting, and controls into a clear “yes” from lenders and quicker access to liquidity.
For physical commodity traders and lenders with complex ABL and borrowing-base facilities.
Three measures of success
Every engagement is anchored to measurable outcomes, not vague “optimization.”
- 1. Availability upliftImproved Liquidity
- Increase in reported borrowing-base availability from redesigned eligibility logic, in-transit/title treatment, and concentration rules.Measured as: change in committed availability / headroom versus baseline.
- 2. Faster credit-loop turnaroundQuicker Access
- Shorter time from data submission to lender sign-off on certificates, amendments, or facility increases.Measured as: average days from pack delivery to lender approval, pre- vs post-engagement.
- 3. Fewer waivers & lower legal spendLender Confidence
- Reduction in recurring waivers and covenant resets that drive legal fees and reputational drag.Measured as: waiver count and legal cost per year before and after redesign.
Clarity, credibility, and structure are the three currencies of bank confidence. We make them visible.
How we work
A transparent, bank-grade engagement model.
We start from your actual facility documents, data, and lender expectations—then redesign the framework so both sides can move faster with more confidence.
- 1
Weeks 1–2 · Discovery & data review
Map facilities, data sources, and control framework.
We review facility docs, borrowing-base templates, exception history, and data flows across ERP, treasury, and logistics to benchmark your current availability and friction points.
- 2
Weeks 3–4 · Design & options
Quantified collateral and reporting redesign.
We propose eligibility and control changes, quantify availability uplift scenarios, and design a unified reporting model aligned with lender expectations.
- 3
Weeks 5–6 · Implementation support
Harmonize templates, controls, and internal workflows.
We help you implement the new framework, rationalize lender templates, and embed controls into day-to-day operations without adding headcount.
- 4
Weeks 7–8 · Validation & lender socialization
Take a clean story to credit committee.
We support lender discussions, prepare credit-pack materials, and refine the framework based on feedback so approvals move faster and with fewer conditions.
Without a structured framework
- × Multiple lender templates and conflicting rules
- × Manual reconciliations and backward-looking packs
- × Frequent waivers and costly legal churn
- × Weeks lost in the approval cycle
With ViewSet advisory
- ✓ Unified, lender-ready reporting framework
- ✓ Harmonized eligibility, aging, and concentration rules
- ✓ Quantified availability uplift and waiver reduction
- ✓ Clear governance between treasury, risk, and lenders
Pure advisory — no proprietary system to license. We design structures that lenders accept and your teams can sustain.
Your starting point
Start with a productized Liquidity Opportunity Assessment.
Every new engagement begins with a fixed-fee, low-risk assessment that quantifies structural uplift before you commit to a full project.
Liquidity Opportunity Assessment
A deep dive into your current ABL framework, controls, and reporting—delivering quantified opportunities to unlock more availability and reduce waiver churn.
3–5 business days • remote or hybrid
- • Baseline liquidity and exception profile
- • Eligibility / control optimization options
- • Quantified availability uplift scenarios
- • Implementation roadmap tied to corporate strategy
Designed for
- • Physical commodity traders ($500M–$10B revenue) with multi-bank ABL / borrowing-base facilities.
- • Treasury and trade-finance teams wrestling with fragmented reporting and recurring waivers.
- • Lenders seeking portfolio-level consistency and cleaner monitoring.
High-intent triggers
- • Recent covenant breach, waiver, or near-miss.
- • Recently upsized, refinanced, or added lenders to a facility.
- • Internal initiative to standardize borrowing-base or collateral reporting.
Let's discuss your facility or portfolio
One 30-minute conversation to understand fit and value.
Whether you represent a borrower seeking greater availability or a lender refining collateral frameworks, we start with a short consultation to define objectives and next steps.
- • Commodity corporates with multi-bank ABL or borrowing-base facilities.
- • Trade / commodity finance lenders managing complex portfolios.
- • Treasury teams seeking lender alignment and covenant confidence.
Follow-up expectations:
- We respond within one business day.
- We schedule a 30-minute session if there's a fit.
- You receive a concise scoping memo within two days of that call.
- No obligation to proceed.
Prefer email? Reach out at [email protected] with facility size, sector, and your key challenge.
ViewSet Advisors · Strategic advisory in asset-based lending and trade finance. Independent · Conflict-aware · Bank-grade expertise.